Industries

A platform that already knows your industry.

Industry Accelerators: one platform per industry, distilled from years of production work inside each sector. Tailored to your workflows in weeks, live next quarter — and owned outright, with no license fee scaling against your growth.

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How the accelerators work

Same anatomy, different industry.

Every accelerator has the same anatomy — modules that work alone or together. What changes per industry is the domain inside them: the same governed engineering that runs your lending in banking runs your biology in aquaculture.

Banking & Fintech · Industry Accelerator

Digital Banking & Payments Platform

Every new wallet, lender or acquirer burns its first year rebuilding the same ledger, KYC pipeline and settlement engine. Ours is already built — both sides of the transaction.

01
Core platform · System of record

Ledger, KYC, lending & acquiring

The banking engine that usually takes eighteen months of plumbing — running on day one.

  • Multi-currency, double-entry ledger with an audit trail on every state change
  • KYC / AML pipeline: screening, monitoring and case workflow built in
  • Configurable lending — cash, BNPL, mortgage, corporate — new products without new code
  • Merchant acquiring and settlement on the same core, regulatory reporting hooks included

The payoff. A new lending product becomes a configuration sprint, not a project — on rails proven at Aur, Netgíró and Straumur.

02
AI assistant · Conversational layer

Customer service agent

A front line that never queues — resolving routine banking requests end-to-end.

  • Balances, disputes, loan status and limits answered from the ledger, source cited
  • Acts within policy — approvals required for anything irreversible
  • Hands hard cases to your people with the context already gathered
  • Every question and action logged for compliance

The payoff. Support capacity freed for the judgment calls, while the audit trail stays complete. Built for banking governance — not a chatbot retrofit.

03
Analytics & reporting · One metric layer

Portfolio, risk & regulatory reporting

Risk, portfolio and regulatory reporting straight from the data of record.

  • Exposure, arrears and vintage curves refreshed daily, not quarterly
  • Every figure walkable back to the transaction that created it
  • Regulator packs assembled from the system, exceptions highlighted automatically

The payoff. Month-end becomes assembly, not archaeology — built by people who have defended these numbers in board meetings since 2018.

04
Web portals · One per audience

Ops, merchant & customer portals

Operations, merchants and customers — each with their own view of one core.

  • Merchant onboarding in hours: KYC, contracts and settlement setup in one flow
  • Back-office case management with the full customer timeline on one screen
  • Customer self-service for statements, disputes and documents

The payoff. The pattern that carried a payment facilitator past its first fifty million transactions — with nothing re-keyed anywhere.

05
Mobile app · Where work happens

The branded wallet

The wallet in your customer's pocket, in the stores under your brand.

  • Biometric login, instant payments, cards and limits managed in-app
  • Three-tap loan application with instant decision and e-sign
  • Shares contracts with the ledger — the app and the bank never disagree about money

The payoff. Consumer-grade experience on bank-grade rails — the pattern much of Iceland pays with.

Selected work
Retail & E-commerce · Industry Accelerator

Commerce Platform

A storefront that doesn't know the store, an app that doesn't know the stock, and a platform fee that scales with every order. One platform fixes the stack instead of patching it.

01
Core platform · System of record

Catalogue, inventory & orders

One commerce core — the webshop, the app and the shop floor reading the same stock.

  • Catalogue, pricing, promotions and substitutes as first-class features, not plugins
  • Orders and fulfilment across delivery, click-and-collect and in-store
  • Real-time inventory with shrink and stock-take workflows

The payoff. Shaped with the retailers behind Iceland's biggest grocery operation — peak-Saturday reality designed in, and no per-order fee taxing your growth.

02
AI assistant · Conversational layer

Shopping assistant

A shopping assistant that closes the sale, not just the conversation.

  • Finds products and answers fit, stock and delivery questions in the customer's language
  • Recommends only what's actually in stock — grounded in live inventory
  • Suggests the substitute and completes the purchase inside the chat

The payoff. Measured on baskets and conversion, not conversations. It never sells what you don't have, because it reads the same core the store does.

03
Analytics & reporting · One metric layer

Sales, margin & stock

Sales, margin, stock and shrink — one metric layer from group level to a single shelf.

  • Daily trading view per store, category and SKU
  • Slow movers flagged before they become markdowns
  • Promotions measured against margin, not just volume

The payoff. Range and price decisions made on evidence — the Monday meeting runs on one number, and nobody brings their own spreadsheet.

04
Web portals · One per audience

Store ops, suppliers & partners

Suppliers, stores and marketplace partners on their own views of the same core.

  • Supplier portal: orders, delivery windows, availability and settlement
  • Store operations: replenishment, stock-takes and price changes
  • Role-based partner views — nothing re-keyed between systems

The payoff. Everyone reads the same truth, and finance watches it all reconcile.

05
Mobile app · Where work happens

Shopping & scan-and-go

Shopping and scan-and-go self-checkout in one branded app.

  • Scan as you shop, pay in the app, walk out
  • Loyalty, offers and digital receipts built in
  • Offline-tolerant — works at the till, at peak, on bad wifi

The payoff. Proven on Iceland's largest grocery floor, where a checkout that fails on Saturday doesn't get a second chance.

Selected work
Hospitality & Travel · Industry Accelerator

Property & Guest Platform

Commission on every booking, a legacy system billing per property, and a guest relationship that ends at checkout. One platform keeps the calendar, the rate and the guest yours.

01
Core platform · System of record

Property, rates & bookings

The property engine — rates, availability and the guest in one place.

  • Property management, channel manager and direct booking on one calendar
  • Digital key, group rates, overbooking and housekeeping turnaround workflows
  • A guest profile that follows the guest across stays and properties

The payoff. No per-property licensing — the tenth property costs engineering, not rent.

02
AI assistant · Conversational layer

Travel concierge

A concierge that owns the trip after check-in.

  • Books the table, the tour, the spa slot and the late checkout — in the guest's language
  • Acts within the rules and the inventory you set
  • Every answered request is ancillary revenue captured

The payoff. The guest relationship stays yours, not the booking site's — and it shows up in your direct-booking rate.

03
Analytics & reporting · One metric layer

Occupancy, rate & revenue

Occupancy, rate and revenue on one number, across every property.

  • Pace and pickup visible daily — not discovered at month-end
  • Rate decisions backed by demand evidence
  • Owner and board reports that assemble themselves

The payoff. Pricing while it still matters, reporting without the spreadsheet week.

04
Web portals · One per audience

Front desk, owners & partners

Front desk, housekeeping, owners and partners — one calendar, four views.

  • Room status flows straight to housekeeping
  • Owner statements build themselves
  • Partners see live availability without calling

The payoff. Fewer calls, fewer spreadsheets, faster turnarounds.

05
Mobile app · Where work happens

Guest key & concierge

Key, itinerary, concierge and bill — the whole stay in one branded app.

  • Checked in before the lobby, room opened with a phone
  • In-stay requests and concierge chat
  • Checkout without the queue, the bill already in the app

The payoff. The stay experience that earns the direct booking next time.

Selected work
Aquaculture · Industry Accelerator

Biology & Operations Platform

Million-euro biology decisions still rest on spreadsheets that don't reconcile. One platform carries the farm from egg to harvest.

01
Core platform · System of record

Biomass, feed & treatments

The single record of the farm — from egg to harvest.

  • Biomass, mortality, feed, treatments and movements per site and pen
  • Every registration traceable to site, pen and person
  • Regulator-ready reporting from the same record

The payoff. The workflows the industry standardised on, rebuilt on a modern stack — domain depth earned on working farms, not in demo environments.

02
AI assistant · Conversational layer

Farm assistant

Ask the farm anything, in plain language.

  • Current biomass by site, feed conversion this cycle, treatment history per pen
  • Every answer arrives with its source attached
  • Speaks biology — growth rates, feed conversion, degree-days

The payoff. New staff become useful in days, because the system explains itself.

03
Analytics & reporting · One metric layer

Biomass forecasts & regulator reports

Biomass forecasting and harvest planning from the record of the farm.

  • Growth curves, mortality trends and feed performance by site and season
  • Harvest windows planned weeks earlier
  • The same data behind the regulator report — no parallel truths

The payoff. Production decisions made earlier and defended with numbers — to the buyer, the bank and the regulator.

04
Web portals · One per audience

Sites, vets & head office

One picture of the biology, for everyone who acts on it.

  • Site managers approve treatments where the fish are
  • Veterinarians see history and results in context
  • Head office reads the same numbers as the pen edge

The payoff. No reconciling three spreadsheets before the morning call.

05
Mobile app · Where work happens

Pen-edge logging, offline-tolerant

Data captured at the pen edge, not retyped at five o'clock.

  • Mortality counts, feed events and readings logged on the spot
  • Offline-tolerant and gloves-on simple
  • Syncs when the signal returns

The payoff. The record is right because it's captured where it happens.

Selected work
Real Estate · Industry Accelerator

Property Management Platform

Every acquisition brings another back office, another per-unit licence, another layer of spreadsheets between the rent roll and the investor report.

01
Core platform · System of record

Leases, rent roll & CapEx

Leases, rent roll and CapEx on one record — built for portfolios that grow by acquisition.

  • Every clause, deadline, indexation and escalation captured, not remembered
  • Maintenance and CapEx tied to each asset's history
  • The next building onboards onto the same record — no inherited back office

The payoff. No licence fee scaling on your unit count — growth costs integration, not subscriptions.

02
AI assistant · Conversational layer

Ask-the-portfolio assistant

Ask the portfolio anything — answered from the contract, with the clause cited.

  • Which leases expire within eighteen months, and on what terms
  • Where indexation hasn't been applied
  • What a building's maintenance history actually says

The payoff. Document AI with a lawyer's discipline: it quotes, it doesn't guess.

03
Analytics & reporting · One metric layer

Yield & investor reporting

Occupancy, yield, arrears and CapEx — assembled from the system, not from spreadsheets.

  • Portfolio and per-asset views on the same definitions
  • Arrears and expiry risk flagged early
  • Investor packs generated, not compiled

The payoff. The quarterly report in hours, not weeks — and the same numbers when the bank asks in between.

04
Web portals · One per audience

Tenants, vendors & investors

Tenants, vendors and investors, serving themselves.

  • Tenants report issues and see their contracts
  • Vendors receive orders and invoice against them
  • Investors log in to live reporting

The payoff. Every self-served request is a call your team doesn't take.

05
Mobile app · Where work happens

Field inspections & maintenance

The field and the record, finally in sync.

  • Inspections and snags logged with photo evidence
  • Maintenance updates from the site, same day
  • Everything lands on the property record automatically

The payoff. What the technician saw is what the asset manager reads.

Selected work
Telco & Media · Industry Accelerator

Billing, Rights & Monetization Platform

For operators the roadmap stalls at billing; for broadcasters, at rights in spreadsheets. One platform takes the stuck part off the critical path.

01
Core platform · System of record

Subscribers, billing & rights

The two systems every operator and broadcaster fights with — on one platform.

  • Subscriber lifecycle, rating and convergent billing — without per-subscriber fees
  • Rights, schedules and royalty terms live in the system, not in a spreadsheet
  • Plans and bundles become configuration, not change requests

The payoff. The billing replatform nobody would sign off, turned into an incremental project instead.

02
AI assistant · Conversational layer

Subscriber service agent

One agent for subscribers, one answer engine for the business.

  • Plan changes, invoice questions and coverage complaints resolved in the chat
  • Rights and royalty questions answered from the contract, cited
  • Grounded, governed and logged

The payoff. Routine volume handled — and institutional knowledge that no longer retires with whoever negotiated the deal.

03
Analytics & reporting · One metric layer

Churn, ARPU & royalty runs

Operator metrics and media money on one metric layer.

  • Churn, ARPU and campaign performance, daily
  • Ad-yield and royalty runs from the same governed data
  • One definition per metric across both sides of the house

The payoff. Royalty statements that end in a report, not a dispute — and retention spend aimed by evidence.

04
Web portals · One per audience

Self-care, ad sales & rights

Subscribers, advertisers and rights holders — each self-serving on the same core.

  • Customer self-care: plans, invoices, usage
  • Ad sales see inventory and performance live
  • Rights holders see their statements without asking

The payoff. Every team — and every partner — reads the same truth.

05
Mobile app · Where work happens

Account, plan & support

The subscriber's account in their pocket.

  • Plan, usage, invoices and support in-app
  • Offers and upgrades accepted with one tap
  • Support that deflects calls, not customers

The payoff. Self-service that lowers call volume and churn at the same time.

Selected work
Engagement

Discovery first. Customization is the project.

Every engagement begins with a structured discovery so the customization plan reflects your workflows, your edge cases and your regulator — not a generic template. Customization is then done by Moberg, on a scalable architecture that makes it fast and keeps total investment in check.

Step 01 · Weeks 1–4

Discovery workshop

Walk through your specific workflows, edge cases, integrations and brand. Output: a customization plan and a fixed-scope estimate.

Step 02 · Weeks 5–10

Moberg-led tailoring

Our engineers shape the accelerator to your workflows on its modular architecture. Targeted work — not a five-year programme.

Step 03 · Weeks 11–12

Deployed in your environment

The tailored platform goes up in your environment — integrations connected, data migrated, your teams trained on the real thing.

Step 04 · Next quarter

Go-live & aftercare

Cutover and go-live. Warranty covers defects; the same senior team stays for support and feature work.

Let's talk.

Whatever is on your mind — a plan, a question, a challenge — we're happy to think it through with you.

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